Option 01Unsecured renovation loan
Hearth
- Range
- $1k – $100k
- APR
- 5.99% – 35.99% APR
- Term
- 1–12 years
Soft credit pull, decision in minutes. Funds in a few business days.
Best for projects between $25k–$80k where you don't want a HELOC.
Soft credit pull, decision in minutes. Funds in a few business days.
Best for projects between $25k–$80k where you don't want a HELOC.
0% intro periods available on select plans (12 mo deferred interest).
Best when you can pay off within the deferred-interest window.
Lowest rate option for most NoVA homeowners with > $80k equity.
Best for additions, full kitchens, or multi-phase remodels.
How we actually handle financing